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Terms of Use
The terms for using this site and its calculators.
What this site is
This site provides general information about mortgage products and educational estimates through our calculators. It is not a loan application, a rate lock, or an offer of credit.
Calculators and estimates
Every figure produced by a calculator on this site is an educational estimate based on the assumptions described in that calculator's methodology — not a quote, pre-approval, or guarantee. See calculator methodology for exactly what each one does and doesn't account for.
No guaranteed outcomes
Nothing on this site should be read as a guarantee of approval, a specific rate, or a specific outcome. Actual terms depend on your credit, income, the property, and the program.
Use of this site
You agree to use this site for its intended purpose — evaluating your own financing options — and not to misuse it, attempt to interfere with its operation, or submit information on behalf of someone who hasn't authorized you to.
Changes to these terms
We may update these terms as the site and our services evolve. Continued use of the site after a change means you accept the updated terms.
Questions about these terms?
Ask us directly — we'd rather explain than have you guess.